4.162790697674419 129
Annuity Very good cigar. Consistent slow burn. Great flavor! A must have in your humidor 4 5 1
Annuity Honestly not my cup of tea. I love cuban upmanns but i've yet to have a heritage brand cigar i enjoy. This one seemed to be made with haste. Bland in flavor compared to others. 3 5 1
Annuity I love H.Upmanns. this one however was a bit of a let down. Burn issues as well as wrapper split right after it was lit. 2 5 1
Annuity Nice early day cigar. After lunch relaxation. Found it to be mild and consistent without much complexity. Excellent construction even though the draw was a bit tight. Very enjoyable light to medium on my personal scale. 3 5 1
Annuity The banker annuity is one fine cigar. A refined and classy smoke you're going to love this one. Earthy Cedar and chocolate notes 5 5 1
Annuity Bought a box of these and love them! Well made perfect burn and draw and great flavors. This is a medium bodied smoke with great flavors of earth chocolate and leather. Full rich creamy smoke. 5 5 1
Annuity This one was just ok. Nothing to write home about. Draw flavor and construction were solid. O 4 5 1
Annuity I’d had my eye on this one for a while and caught them on a nice sale. They absolutely did not dissapoint. A wonderfully creamy flavored smooth smoke with a hint of milk chocolate that sits softly on the pallet. My only complaint is that the draw is slightly snug on a punch. Use a cutter to open it up. 4 5 1
Annuity I highly recommend this cigar! Firm medium with flavor profile of cedar and sweet grass and earth with very creamy finish. Great smoke output. This stick took me the best part of 2 hours to finish. Enjoyed every second. 5 5 1
Annuity The cigar that JFK smoked. Of course from Cuba then. Top notch for any time ant place. Top of the line! 5 5 1
Annuity H. Upmann the banker annuity is one of the most smoothest smokes ever. I love the finish on this 4 5 1
Annuity Really complex flavors. Spice and coffee are predominant with a medium profile. Excellent quality and construction. 5 5 1
Annuity While a very good tasting cigar the draw was so tight I almost got dizzy from the effort it took to get a good drag. I would still look forward to trying one again as the flavor and aroma left me wanting more. 4 5 1
Annuity Perfect draw & construction very leathery & earthy with some unsweetened chocolate coming in waves now & then. Not as approachable as the Legacy this one is likely better for the seasoned smokers who arent looking for anything too outside the box. 4 5 1
Annuity Classic cigar from a classic brand. Not the world's best cigar but you cannot go wrong here. Should always have some in your humidor 4 5 1
Annuity To be honest I've always been and H. Upmann fan from the start. This is a great smoke however the construction could be a little bit better. Seem to flake off when I cut the cigar. Happened multiple times. Other than that good burn good taste great with coffee. 4 5 1
Annuity Delightful cigar! Packed with a pleasant nutty flavor profile. Smooth smoking silky on the lips tongue and in your hand. 4 5 1
Annuity The Banker is a good solid cigar that does not disappoint as a regular smoke. 4 5 1
Annuity Got a sampler of five and was easily impressed. Love this size and quality seems great. 4 5 1
Annuity Got a smokin' deal on a box of these at JR Auction. It really is very good. Sweet anise notes with a spicy background that awakens the senses. A little tight on the draw and the packaging was a bit much but that certainly did not detract from the experience. 4 5 1
Annuity What a spicy meatball! Interesting blend of wood pepper spice and Coffee. I tried this because it was rated 90+ and I think it lives up to its score. Medium to full body and strength. Nice smoke. 4 5 1
Annuity H upmann at its finest. This was a stout robust size that was full of flavor and copious smoke with nuts spice very delicious 5 5 1
Annuity I like h.hpmanns' but these are a joke and that's to bad because I like them. 3 5 1
Annuity I like these Toro sized Banker's. Nice medium strength flavorful. I had one that was a bit soft in the middle and was a so so smoke until I got past the middle then all was good again 4 5 1
Annuity to me this wasnt as good as the reviews and hype i would rather buy something else than this for sure 2 5 1
Annuity From start to finish this was a great stick. I recommend this to everyone. 5 5 1
Annuity Love this cigar and it is even better because I won them. Overall these are a great smoke 4 5 1
Annuity Very smooth great burn great tasting 4 5 1
Annuity I have to say this cigar was the best I've had in years. Great flavor - I didn't want to put it down even at the last 1/2 inch. I suggest this brand to everyone. 5+ stars in my opinion 5 5 1
Annuity this is the best H. Upmann I have yet to smoke definitely a must buy. great from start to finish. 5 5 1
Annuity Bought a 5 pack. I've had 2 so far and I really enjoy these a lot. I am by no means an expert at cigars but what I like about these are a really smooth constant smoke mild a perfect ash and an oily wrapper. All the way through. Now one of my favorites. 5 5 1
Annuity My first H. Upmann. Starting with the presentation this cigar is a class act with full sleeve double band. Pre light a cream chocolate draw. Upon light up great flavor. Creamy cedar and coffee that stays consistent the whole time. 4 5 1
Annuity This was an awesome cigar I really enjoyed it the flavors were smooth and and it had a nice and chewy smoke to it as well 4 5 1
Annuity I won 5 of these. Nice size cigar with a nice flavor. The cigar has grown on me. The cigar is a Solid hour or so smoke. I find myself saving theses cigars for last so I don't run out. 4 5 1
Annuity I waited a long time to try the H. Upman The Banker Annuity. My wait was well rewarded. This cigar is Top of the Line from head to foot. A finely well made quality cigar. Fantastic taste nice even burn very easy draw make this cigar a no brainier . Give one a try you will be glad you did. 5 5 1
Annuity So smooth and refined it's just one you want to smoke all the time. Perfect construction mild to medium flavors. Classy. 5 5 1
Annuity you cannot beat this cigar for the price. I find this cigar to be superior to many cigars that cost significant amount more. the best H. Upmann you can get 3 5 1
Annuity Solid cigar. Won this cigar on beat the dealer and what can I say but sweet victory! Not a bad smoke! 4 5 1
Annuity I received one of these cigars in a sampler pack. You can argue that the footer and full-length wrapper looks elegant or you could argue that it's an annoying gimmick. Flavor: decent. It has a leathery smooth classic cigar taste Construction: 66% of the way through this cigar it burned out. I wasn't exactly loving it so rather than try to re-light it I just threw it into a dumpster 2 5 1
Annuity This was an amazing cigar and I plan on getting a box within the week. Everything about this cigar was flawless. 4 5 1
Annuity this value-priced cigar had lots of great smooth and creamy flavors for the money it is definitely worth a try 3 5 1
Annuity A classy looking and tastung cigar at a decent price. Its medium bodied and produces a nice smoke and steady burn. 4 5 1
Annuity Creamy and spicy these guys go well as an after dinner cigar. More full than mild they aren't a massive nic bomb but are still decently stout. 5 5 1
Annuity Overall this was an unremarkable but solid smoke. There was nothing that will blow you away in this stick but if you're looking for something inoffensive and mild-medium that will be fairly consistent this certainly fits the bill. 4 5 1
Annuity O won a s three pack sampler in the fall from h upand. The sample box was impesive and the cigars were beautiful the wrapper was a dark golden brown and it tasted so smooth 4 5 1
Annuity Really! Really ! Liked this cigar! This is a very smooth smoke. This one will be number one in my humidor! 5 5 1
Annuity I Just ordered another 10 sticks! This is a great cigar! Woody chocolate spicy finish 5 5 1
Annuity Excellent medium to heavy medium smoke. Great taste easy draw and no bite at the end. But of course it is an Upmann. In my opinion one of the best cigar makers around. 5 5 1
Annuity Consistent burn, ok taste 4 5 1
Annuity OK 4 5 1
Annuity One of my very favorites. Love to see these on sale sometime. I always shop JRs. Great Price, Great freshness, Great delivery time. Thanks 5 5 1
Annuity Just like a financial Annuity, the Banker line can be relied on for consistent quality. 5 5 1
Annuity this cigar is really enjoyable light bodied and easy to smoke. great for someone just starting to smoke cigars 5 5 1
Annuity The banker is probably the best of the Upmann line that I’ve tried. Nice smooth stick with slight spice to let you know it’s there. Profound amounts of leather oak and cedar. Amazing sticks! 4 5 1
Annuity Very good. They were a little dry but should moisten nicely in the humi. Construction looked good. 5 5 1
Annuity All Upmanns are good and this is no exception. Very good looking and smooth cigar with a delightful aroma. 4 5 1
Annuity The h upmann banker annuity cigars are very enjoyable flavorful but you get a lot of enjoyment from this cigar burns nicely. 4 5 1
Annuity I am not a fan of this cigar. I had very high hopes since I enjoy most upmann blends however this was very disappointing. 2 5 1
Annuity The banker annuity is lighter flavored than the original banker but has the same punch. This is a big boy cigar. Very nice . 4 5 1
Annuity I cannot say enough good things about anything H Upmann puts out. This is especially true when it comes to the bankers. 5 5 1
Annuity Love nearly everything I have ever tried by h. Upmann. This is no exception. The banker annuity is spot on. Nice cigar 4 5 1
Annuity Another great cigar from H. Upmann. Medium but plenty of flavor with excellent burn and draw. 5 5 1
Annuity Apart from the good draw and OK construction that was about it. Was no complexity to the flavors. 3 5 1
Annuity Solid smoke for the buck... Flavor strong mild to light medium burn was even and is an all around expectedly good to fine cigar 4 5 1
Annuity Had to try this one-saw at great price...smooth smoke but was a bit much for me 3 5 1
Annuity The are the best of the best. Won these on an auction. Probably of the cigars I have these are my favorite. 5 5 1
Annuity A medium to full bodied cigar. Earthy taste. Well made with a good draw and burn. 4 5 1
Annuity By far the best cigar out there. This is a high quality consistent and affordable cigar. Beats many cigars priced much higher. Perfect for sharing with cigar aficionados and affordable enough to share with noobs (but I prefer to hoard the box). 5 5 1
Annuity I got a five pack of this and each one was different and not in a good way. Two of five had poor draw and construction. I did not care for the taste either Just not my kind of cigar I guess. I was expecting to love this after reading the reviews. 3 5 1
Annuity Had the annuity last night. It was fantastic!!! I had been smoking many full flavored cigars lately and found this mild-medium flavored stick to be an excellent palate cleanser. Mild clean smooth creamy smoke you can have for breakfast. Good draw with ample smoke. Burns a little uneven at times but a great cigar nonetheless. Will definitely keep in my humidor. 4 5 1
Annuity Perfect draw & construction very leathery & earthy with some unsweetened chocolate coming in waves now & then. Not as approachable as the Legacy this one is likely better for the seasoned smokers who arent looking for anything too outside the box. 4 5 1
Annuity The Banker was a decent stick from H. Upman. It had a good draw and burned smooth throughout. The full sleeve wrapper seemed a bit much. Overall good smoke and the price is decent. 4 5 1
Annuity Overall a good smoke. Wood such as cedar and oak. Burns very well and leave a slight sweetness. 3 5 1
Annuity Well balanced with hints of pepper earth coffee and leather. Well crafted overall a good smoke. Nice medium to full bodied cigar. Very enjoyable. 4 5 1
Annuity One of my favorite. Easy draw regardless of cut cool smoke up until the last bit consistent burn throughout. 4 5 1
Annuity The cigar is surprisingly mellow but has a lot of different flavers and has a great flavor with a kind of nutty seater tast that's extremely smooth although there isn't much smoke output. 4 5 1
Annuity The H. Upmann Banker is a good stick. Good draw good construction and burn. A little light on flavor but smooth smoke with good smoke output. A decent everyday cigar! 4 5 1
Annuity I simply love the banker! This is a top drawer cigar. You won't go wrong with this one! 5 5 1
Annuity Great smoke by Upmann. Rich and leathery with some heavy coffee notes and just enough spice. 3 5 1
Annuity Smoking one right now. Bought a box at a dirt cheap price at JR and have been enjoying the medium to full flavor since. I don't tire of these premium smokes. They are a good everyday cigar especially at the price I paid. If that price becomes available again I'll pick up another box or two. 5 5 1
Annuity I haven't smoked many up man's but i know that Iike this one. Great burning and tasting cigar. 4 5 1
Annuity My favorite H.Upmann that is not a Cuban. Great consistent flavor that peaks my taste buds thru to the end 5 5 1
Annuity Don't expect to smoke the last third of The Banker. Burns within and won't stay lit. 2 5 1
Annuity Excellent cigar. Long draw. Strong flavors. Would definitely purchase again. Enjoy this one out on porch on a warm night. 4 5 1
Annuity This was the first upmann I have ever tried and I was very pleased! I tasted a hint of coffee which makes it even better in my mind. The draw was very consistent through the whole cigar. 4 5 1
Annuity I really like the Banker - great flavor and construction. Not too mild and not too strong. 5 5 1
Annuity The Banker line is excellent and the Annuity maybe the best of the bunch. I had a sampler of the product line when it was new and have had a few in various JR assortments over the years since. These are consistently excellent. 5 5 1
Annuity This is a interesting smoke a bit citrusy and I love it it is a must try for anyone interested in a unique smoking experience 4 5 1
Annuity Overall a very nice cigar for the price. Slow burning smooth draw with a nice smoke output. 4 5 1
Annuity While a pleasant smoke I feel the marketing gimmicks decreased the desirability of this cigar. While the wrapper was unblemished and the burn relatively even it took a bit of effort to keep it going. Flavor was average. 3 5 1
Annuity Great cigar. Got this free from a jr mystery bag. Nice full flavor built nicely. Has a good draw. I will be buying more. 5 5 1
Annuity Bought a 5 pack. I've had 2 so far and I really enjoy these a lot. I am by no means an expert at cigars but what I like about these are a really smooth constant smoke mild a perfect ash and an oily wrapper. All the way through. Now one of my favorites. 5 5 1
Annuity Great smoke got to try these after my buddy won them on beat the dealer the smoke was smooth and creamy well balanced 4 5 1
Annuity I really enjoyed this cigar very consistent draw and flavor that only gets better as you smoke it I highly recommend these and I won them you can't beat free 5 5 1
Annuity The banker is a great cigar it was smooth and Drew well. It was a good cigar but I wasn't impressed by it's flavors as much as I thought it would be but that's just me. But anyway it's a good cigar 5 5 1
Annuity I really enjoy the Banker. It's the best Upmann cigar IMO. The Habano wrapper adds some strength to the blend. Making it a superb flavorful and robust smoke. 5 5 1
Annuity Oh man these are a good medium cigar. I got these in a five pack and want more. Nice smooth draw with plenty of flavor. 5 5 1
Annuity These are a good consistent smoke and a good value! I'd recommend these to any of my friends and for sure buy them again 4 5 1
Annuity A nice medium bodied cigar with a bit of nutty flavor. It has a nice wrapper with excellent construction. A great example of the quality you expect from Upmann. 4 5 1
Annuity I feel pretty blessed to have won so many Upmanns on the Beat the Dealer app. One of the best brands on the market by far IMO. Very fancy wrapper with a taste to match these ones made all my friends jealous but they were too good to share. Especially since I sign my name with dollar signs. Buy these cigars before they run out. 5 5 1
Annuity I liked this cigar very posh. Good smell when burning. People comment about the aroma as being pleasant. 4 5 1
Annuity I'm terribly biased because this was the first cigar I ever had. My dad who doesn't often smoke bought a couple of these for us. Very delicious and great burn but since it was my first I hadn't really developed a palette so I don't remember flavors. 4 5 1
Annuity Pretty good cigar all around. Read a lot of ba reviews on this stick so I had pretty low expectations. But I smoked it at a BBQ this weekend and actually really enjoyed it. Not the best I've ever had but a solid stick. 4 5 1
Annuity Hands down one of my favorite cigars. I always keep some in my humidor. Everything about these cigars is great. Plenty of flavor. Perfect construction and draw. Just truly a great cigar. 4 5 1
Annuity Has good spice some pepper and a cedary/ almost lemony note to it. Very well constructed and amazing overall cigar 5 5 1
Annuity The banker started to be out a good cigar with hints of chocolate earthly creamy taste. Did however have to touch up several times Over all a good cigar. not as good as I thought it to be 4 5 1
Annuity A classy looking and tastung cigar at a decent price. Its medium bodied and produces a nice smoke and steady burn. 4 5 1
Annuity Not a huge fan of this stick because of the lack of flavor. Might as well have gone to a brush fire and taken a deep breath 3 5 1
Annuity you cannot beat this cigar for the price. I find this cigar to be superior to many cigars that cost significant amount more. the best H. Upmann you can get stateside! 4 5 1
Annuity Got this in a sampler order here at JR. One word, GREAT. I’m still developing my palate, so not quite sure of the flavors, but they’re definitely there. This thing was smooth. Not much smoke, but very tasty. From start to nub a very enjoyable stick. I did have to coax an even burn with a bit of torch work a couple of time, but it stayed lit, and was probably one if not THE most enjoyable smokes I’ve ever had. It made me, yes MADE me order a box of Upmann’s as soon as I finished it. Only wish the outside temps were a bit more than the 25 I had while smoking it. If the box is as good as the sample, I can see this becoming my go to stick quite often. 5 5 1
Annuity Great flavor 5 5 1
Annuity A most deliciously rolled Nicaraguan binder that neatly wraps Nicaraguan and Dominican long filler this is comfortably nestled beneath a near-flawless Ecuadorian Habano wrapper. This smoke delivered flavors of dark, freshly ground coffee with tasty hints of complex spices throughout. The H. Upmann The Banker Annuity has now become another go-to cigar experience for me! Well done Altadis and Team JR, T :-) 4 5 1
Annuity Woody mild taste. Celebration smoke! 4 5 1
Annuity Great cigar! JR is always great on shipping and can always rely on getting my smokes.. 5 5 1
Annuity This cigar is usually a very good smoke. However, this time around, the 5-pack that I ordered was flawed. 2 out of the 5 sticks had 'plugs' and were extremely difficult to smoke and unpleasant. 3 5 1
Annuity Not as good as the old days , but this cigar is still 4 out 5 burns slow hits of coco 4 5 1
Annuity Discovered my now favorite smoke when I accidentally left my stash at home while on vacation. Will agree recent JR Bankers have had draw issues.Frustrating to pay good $$ for A smoke and have to throw it away 5 5 1
Annuity Nice earthy tones with easy draw. Definitely good for an occasional smoke. Irregular burn seemed to plague these sticks but nothing catastrophic 4 5 1
Annuity This cigar was a joy to smoke. 4 5 1
Annuity Excellent smoke. The flavors almost feel as though the change halfway through each third giving it more complexity, all the while still smooth in taste. Great construct, rich in flavor, definitely a cigar I can enjoy everyday. 5 5 1
Annuity Is this a Nicaraguan or a Dominican? It seems to be a bit of both. If you appreciate the earthy taste of Central American tobacco, you may like these. Construction is spotty, with soft spots and plugs, and splitting wrappers on some. 3 5 1
Annuity Good smooth smoke with good flavor profile. Definitely a buy! 4 5 1
Annuity Good afternoon cigar. Well made and good burn. Makes a nice smelling thick smoke. 4 5 1
Annuity From start to finish, this was a great cigar! Very easy draw and great flavor. 5 stars all the way!! 5 5 1
Annuity My first time with a H. Upmann cigar. I was pleased to see a toothy wrapper in this Colorado shade. The dry draw gave me a chocolate note. It's a medium to hard draw with a guillotine cut. During the 1st third, I retained a leathery aroma and a pleasant long finish on the palette. No spiciness noted. I had to rectify the burn a few times by just slightly wetting the first signs of canoeing. However, this may be due to my cigar not having had the proper time to rest in my humidor since its delivery, I must disclose. So the canoeing is nothing against the cigar itself. I find it to pair well with my black espresso coffee. Going into the 2nd third, I notice chocolaty notes developing out. I really enjoy that rich and smooth cocoa-leather combo. Its smoothness tells me that this tobacco was well fermented during the making process. The ash naturally fell off once it reached an inch long. The ash color had a yellow tint when I first lit it for about half an inch then changed to white grey all the way throughout after that. I don't know what that yellowish tint means as I am not a cigar expert. But I'm curious to find out. Lastly, I received these cigars without the white band that goes along the shaft like on the picture but there was an extra band at the foot (which could explain the yellow tint at first but I'm not sure, it's just speculation... again, I'm no expert). Either way, I'll most likely reorder them in the future given the canoeing doesn't reoccur after resting it for a few weeks in my humidor. It's a rich, consistent, smooth leathery cocoa taste with a long finish of a cigar which i really enjoy. Cheers! 5 5 1
Annuity Ok, but a very tough draw. Needs conditioning time in your humidor. 3 5 1
Annuity Great draw. Able to light up multiple times. 4 5 1
Annuity Nice every day smoke. 5 5 1
Annuity Having enjoyed H Upmann smokes for years, I was anxious to try this. Glad I did...leathery oily wrapper, perfect construction, draw and flavor make for a pure tobacco taste that is so versatile that it can be enjoyed with a morning coffee or an evening bourbon. A top rating from myself!!! Try them!!!! 5 5 1

H. Upmann The Banker

Annuity 6 × 52 UPTBAN5

This handsomely packaged pack of 5 Toro cigars befits its exceptionally suave taste. A robust nutty flavor with distinguished notes of spice, coffee, and leather are flawlessly blended into one amazing cigar.
Read more



Ecuador Habano


Dominican Republic / Nicaragua

Dominican Republic



Pack of 5

Retail Price
JR Price
You Save

5x Loyalty Points!

Customers also bought

Some reviewers may have received JR Insider loyalty program points for their reviews. Click here to learn more about JR Insider.