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Annuity I got these as a JR giveaway. The cold inhale is grassy and mossy. Some people like that flavor of cigar. I don’t. But I favs them a try and I’m grateful to JR Cigars for sending them to me. Dark wrapper. Mellow taste. I do not have a sophisticated enough taste to discuss the “chocolaty, leathery, early morning unicorn dew” flavors like the pro reviewers. I just know what I like. I can see how this would be a good tasting cigar, if this flavor is your preference. Burn was good. There were a few soft spots on the cigar. Others have complained of a hard draw, but the ones I tried had a nice draw, with ever so slight a resistance, which is good. 4 4 1
Annuity Absolutely ridiculous delays as I was requested numerous times to prove my age! Are You Kidding Me!!! When I called the number the woman whom answered had the people skills of a hungry lion Very Unprofessional, rude and inconsiderate-operative! Jim Coyne 2 4 1
Annuity I got this as part of the Iconic Brand Sampler. The flavor is fine, and it produces nice, thick smoke. The single cigar that I smoked definitely seemed more mild the medium-bodied. Construction and draw were both very good, but my overall impression was of blandness. A good cigar to smoke when you’re busy doing something else. I wouldn’t say no if I was given one, but I certainly wouldn’t pay full price for it. 4 4 1

H. Upmann The Banker

Annuity 6 × 52 UPBAN

The H. Upmann The Banker Annuity cigar pays tribute to the brands founding Father Hermann Upmann— A German banker turned famous cigarmaker. Handmade in the Dominican Republic, the blend features an Ecuadorian Habano wrapper, Nicaraguan binder, and a core of fully aged Nicaraguan and Dominican long filler tobaccos. These top-notch cigars capture the essence of their original Cuban counterparts with complex, medium bodied flavors of spice, coffee, cashews, and leather, that seamlessly meld with an overall tobacco sweetness. This highly fragrant smoke also boasts pristine construction and a great burn. Order a box of 20 today, and take a nostalgic journey back in time to when the Cuban H. Upmann cigar was king!
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Ecuador Habano


Dominican Republic / Nicaragua

Dominican Republic



Box of 20

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